Wealth By Design ("we," "us," or "our") operates the website wealthbydesign.vip (the "Site"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or use our services.
Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, and other contact details you provide when filling out forms, scheduling calls, or contacting us.
- Credit-Related Information: Credit reports, credit scores, and related financial data you voluntarily share with us as part of our credit repair and building services.
- Usage Data: Information about how you access and use the Site, including your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits.
- Cookies & Tracking: We may use cookies, web beacons, and similar technologies to collect usage data and improve your experience. Third-party tools such as Meta Pixel and Google Analytics may also collect data on our behalf.
How We Use Your Information
We use the information we collect to:
- Provide, operate, and maintain our credit repair and credit building services
- Communicate with you, including responding to inquiries and scheduling consultations
- Process and manage your enrollment in our programs
- Send you updates, marketing communications, and promotional materials (you may opt out at any time)
- Improve our Site, services, and customer experience
- Run advertising campaigns and measure their effectiveness (e.g., Meta Ads, Google Ads)
- Comply with legal obligations
How We Share Your Information
We do not sell your personal information. We may share your information with:
- Service Providers: Third-party vendors who assist us in operating our business (e.g., CRM platforms, email services, payment processors, credit monitoring tools like Smart Credit)
- Legal & Compliance: Attorneys and paralegals who assist in the credit dispute and legal escalation process on your behalf
- Partner Network: If you enroll in our coaching tier, we may introduce you to trusted partners in banking, real estate, and other industries — only with your consent
- Advertising Platforms: Aggregated or anonymized data may be shared with advertising platforms (e.g., Meta, Google) to measure ad performance
- Legal Requirements: When required by law, court order, or governmental authority
Cookies & Tracking Technologies
Our Site may use cookies and similar tracking technologies including:
- Essential Cookies: Required for the Site to function properly
- Analytics Cookies: Help us understand how visitors interact with the Site
- Advertising Cookies: Used to deliver relevant ads and track campaign performance (e.g., Meta Pixel)
You can control cookies through your browser settings. Disabling cookies may affect Site functionality.
Data Security
We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt out of marketing communications
- Opt out of the sale or sharing of personal information (California residents under CCPA)
To exercise any of these rights, contact us using the information below.
California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell personal information.
Third-Party Links
Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes constitutes acceptance of the updated policy.
Contact Us
If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us: